Terms of Service

1. Acceptance of Terms

Welcome to Course Tips Real Estate. These Terms of Service ("Terms") govern your use of our website located at course-tips.com and our real estate services. By accessing or using our website and services, you agree to be bound by these Terms. If you disagree with any part of these terms, you may not access the website or use our services.

2. Description of Services

Course Tips Real Estate provides comprehensive real estate services throughout Canada, including:

• Residential and commercial property buying and selling
• Real estate investment consultation
• Market analysis and property valuation
• Property marketing and listing services
• Educational content and market insights
• Referrals to related service providers

3. Eligibility and Registration

3.1 Age Requirement

You must be at least 18 years old to use our services. By using our website, you represent and warrant that you meet this age requirement.

3.2 Account Registration

Some features of our website may require registration. You agree to:

• Provide accurate and complete information
• Keep your account information updated
• Maintain the security of your account credentials
• Accept responsibility for all activities under your account

4. User Conduct and Responsibilities

4.1 Prohibited Activities

You agree not to:

• Use our website for any unlawful purpose or in violation of applicable laws
• Submit false, misleading, or fraudulent information
• Impersonate any person or entity
• Interfere with or disrupt our website's functionality
• Attempt to gain unauthorized access to our systems
• Upload or transmit viruses, malware, or harmful code
• Harvest or collect user information without consent
• Use our content for commercial purposes without permission

4.2 Content Standards

Any content you submit must:

• Be accurate and truthful
• Not infringe on third-party rights
• Not contain offensive or inappropriate material
• Comply with all applicable laws and regulations

5. Real Estate Services Terms

5.1 Licensing and Regulation

Course Tips Real Estate operates under the appropriate real estate licenses required by provincial law. Our services are subject to applicable real estate regulations and professional standards.

5.2 Client Relationships

Specific terms for real estate transactions will be outlined in separate agreements including:

• Buyer representation agreements
• Listing agreements for sellers
• Investment consultation agreements
• Service-specific contracts

5.3 Commission and Fees

Real estate commissions and fees will be clearly disclosed and agreed upon in writing before any services are provided. Commission rates may vary based on property type, price, and services required.

6. Website Use and Intellectual Property

6.1 License to Use

We grant you a limited, non-exclusive, non-transferable license to access and use our website for personal, non-commercial purposes in accordance with these Terms.

6.2 Our Intellectual Property

All content on our website, including text, graphics, logos, images, and software, is owned by Course Tips Real Estate or our licensors and is protected by copyright and other intellectual property laws.

6.3 User-Generated Content

By submitting content to our website, you grant us a non-exclusive, royalty-free, worldwide license to use, modify, and display that content in connection with our services.

7. Property Information and Disclaimers

7.1 Information Accuracy

While we strive to provide accurate property information, we cannot guarantee the completeness or accuracy of all listings, prices, or property details. Information is subject to change without notice.

7.2 Third-Party Sources

Some property information is obtained from third-party sources including MLS systems, public records, and property owners. We are not responsible for errors in third-party data.

7.3 Market Conditions

Real estate markets are subject to fluctuation. Past performance does not guarantee future results. Market analysis and projections are estimates based on available information.

8. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to our privacy practices as outlined in the Privacy Policy.

9. Disclaimers and Limitation of Liability

9.1 Service Disclaimer

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to:

• Merchantability and fitness for a particular purpose
• Non-infringement of third-party rights
• Accuracy, completeness, or reliability of content
• Uninterrupted or error-free operation

9.2 Limitation of Liability

To the maximum extent permitted by law, Course Tips Real Estate shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits or business opportunities
• Loss of data or information
• Personal injury or property damage
• Any other losses resulting from your use of our services

9.3 Maximum Liability

Our total liability for any claims arising from these Terms or our services shall not exceed the amount paid by you for our services in the 12 months preceding the claim.

10. Indemnification

You agree to indemnify, defend, and hold harmless Course Tips Real Estate, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with:

• Your use of our website or services
• Your violation of these Terms
• Your violation of any third-party rights
• Any content you submit to our website

11. Third-Party Services and Links

Our website may contain links to third-party websites or services. We do not control and are not responsible for the content, privacy policies, or practices of third-party sites. Your use of third-party services is at your own risk and subject to their terms and conditions.

12. Termination

12.1 Termination by You

You may terminate your use of our website and services at any time. Specific real estate service agreements may have separate termination provisions.

12.2 Termination by Us

We reserve the right to terminate or suspend your access to our website and services immediately, without prior notice, for any breach of these Terms or for any other reason we deem necessary.

12.3 Effect of Termination

Upon termination, your right to use our website ceases immediately. Provisions that by their nature should survive termination will remain in effect.

13. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein. Any legal action or proceeding arising from these Terms shall be brought exclusively in the courts of Ontario.

14. Dispute Resolution

14.1 Informal Resolution

Before initiating formal proceedings, we encourage you to contact us directly to resolve any disputes informally.

14.2 Mediation

If informal resolution fails, disputes may be submitted to mediation through a mutually agreed-upon mediator before pursuing litigation.

14.3 Professional Standards

Real estate-related disputes may also be subject to resolution through professional real estate boards and regulatory bodies.

15. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by:

• Posting the updated Terms on our website
• Updating the "Last Modified" date
• Providing notice via email or website announcement
• Requiring acceptance for continued use when appropriate

Your continued use of our services after changes constitute acceptance of the new Terms.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.

17. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published on our website, constitute the entire agreement between you and Course Tips Real Estate regarding your use of our website and services.

18. Professional Standards and Ethics

As licensed real estate professionals, we adhere to:

• Provincial real estate board codes of ethics
• Professional standards and best practices
• Continuing education requirements
• Fiduciary duties to clients
• Disclosure obligations under real estate law

19. Accessibility

We are committed to making our website accessible to all users. If you experience any accessibility barriers, please contact us for assistance.

20. Contact Information

If you have questions about these Terms or our services, please contact us:

21. Effective Date

These Terms of Service are effective as of June 24, 2025, and apply to all users of our website and services from this date forward.